TERMS AND CONDITIONS

1. Acceptance of Terms

By accessing or using this website, products, or services provided by Auto Services Company, Inc. ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree, do not use this website or our services.

2. Eligibility & Geographic Scope

Our services are offered only within the United States and are intended solely for users located in the United States. You represent that you are at least 18 years old and legally able to enter into binding agreements.

3. Services

We provide vehicle service contract–related products and services as described on our website or in written agreements. All services are subject to availability and may be modified or discontinued at any time.

4. Payments & Billing

• Accepted payment methods include credit/debit cards, ACH/bank transfers, and other electronic methods we approve.
• Payment terms are stated at the time of purchase or in your service agreement.
• All amounts due must be paid in full according to agreed terms.
• Failure to pay may result in suspension or termination of services and collection activity as permitted by law.

5. Refunds & Cancellations

Refund eligibility, if any, is governed by the specific service agreement or product terms you accepted at purchase. Once services have begun, refunds may be limited or unavailable unless required by law.

6. SMS / Text Messaging Terms

By providing your mobile phone number and opting in, you consent to receive text messages (SMS/MMS) from Auto Services Company, Inc. related to account notifications, service updates, reminders, and customer support communications.

Message frequency may vary.

Message and data rates may apply depending on your mobile carrier and plan.

Consent to receive text messages is not a condition of purchase.

You may opt out at any time by replying STOP to any message. For help, reply HELP or contact us at sales@ascwarranty.com.

We do not share, sell, or rent mobile phone numbers or SMS consent with third parties for their marketing purposes.

Opt-in may occur through web forms, written agreements, or other affirmative consent methods where you knowingly provide your mobile number.

7. Intellectual Property

All content on this website — including text, logos, graphics, and software — is the property of Auto Services Company, Inc. or its licensors and is protected by U.S. intellectual property laws. You may not copy, reproduce, or distribute content without written permission.

8. Website Use Restrictions

You agree not to:

• Use the website for unlawful purposes
• Attempt to gain unauthorized access to systems or data
• Interfere with the operation or security of the website

9. Disclaimers

This website and all services are provided "as is" and "as available."

We make no warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Limitation of Liability

To the fullest extent permitted by law, Auto Services Company, Inc. shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of this website or our services.

Nothing in these Terms limits liability that cannot be limited under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Auto Services Company, Inc., its officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these Terms.

12. Governing Law & Venue

These Terms are governed by applicable federal laws of the United States, and to the extent federal law does not apply, by the laws of the State of Arkansas, without regard to conflict-of-law principles. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Arkansas.

13. Changes to Terms

We may update these Terms at any time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

14. Contact Information